Citibank is one of the most reliable and best banking institutions and sound financial edifices across the world that has the power to weather any number of economic recessions and global economic slump.

Citibank NRI Banking

Citibank NRI is available in Africa, Asia Pacific, and the Middle East, and UK, rest of Europe, USA and Canada. Just create your NRI account following a few simple steps, select your preferred location and start your banking operations in a jiffy. Since Citibank offers ebanking facilities, you will be able to access your account online. All that you will require to log in will be an IPIN or internet password.

The options offered under Citibank NRI are Do Not Disturb, Pay Utility Bills Online, Statement on Email, Internet Banking, ATM, investments, home loans for NRIs, Send Money to India and Rupee Checking account. You can even apply for rupee checking account home loan or life insurance or India deposit.

Some of the new services and products that might be useful for you include global investments, home loans for UK residents, overdrafts and loans, dollar checking account etc.

If you open a Citibank rupee checking account you can avail of a minimum balance waiver for ten years.

Citibank loan

Citibank offers a variety of loans including home loans at attractive rates of interests, no penalty will be slapped on you if you opt for partial prepayment and on top of that you can avail of loans at the rate of eighty percent of the value of the property, if you use the facility of home credit the outstanding on the existing home loan can be reduced, your borrowing limit can be rs 5 crore, you can get a maximum period of 25 years to repay your loan, daily reducing balance is the one on which the interest will be calculated, loans will be provided to companies, partnerships and sole proprietors, there is no need for guarantors or co-borrowers and for assistance you can call on their toll free numbers or contact CitiPhone platform to clear your doubts.

The Citibank loan for home or property is available for plot purchase and self construction, ready made property purchase, under construction property purchase and for transferring existing loan taken from other financial institutions.

Some of the additional features on your Citibank home loan are citialert, property and casualty insurance, home loan insurance and Citibank home credit, property power loan.

Citibank credit cards

Under this option you will get facilities like redeeming of reward points, various kinds of promotional offers on credit cards, statements via email, credit card comparison, and ordering of credit cards.

Citibanking

This option will offer you facilities like citibusiness, term deposits, investments and insurance, citigold and suvidha. The greatest advantage of keeping your money with Citibank is that you can avail of net banking or ebanking/online banking and mobile banking facilities, ECS etc.